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Many addicts ignore necessary bills, blow though earnings, deplete savings and borrow extensively from friends and relatives.
Cash sources include home equity loans, advances from credit cards and loans against their car. They may pawn valuables, both their own and others'.
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Many addicts end up behind bars for alcohol and drug-related crimes.
The most recent Bureau of Justice report found that 53 percent of state inmates and 45 percent of federal inmates were abusing or dependent on drugs in the year before their admission to prison.